This is what we’ve learned so far.
Superhero: Amanda Clayman
Theme: What the fuck is wrong with me?
Don’t yell at yourself. It’s just another way of procrastinating instead of actually addressing the problem.
Listen for when you’re calling yourself “you”, e.g. You suck at money! I want to murder you! I know 5-year-olds that are more fiscally responsible than you! Come back to I.
Accept who you are. If you know you spend money, look at how you can earn more.
Superhero: The Good People at YNAB
Theme: How do I get my shit together?
Go to account, click import
Put any transfers in To be budgeted
Review all transactions
Make sure everything is green
If the available is in red, at that much in budgeted
Put the amount in To Be Budgeted
Ask yourself: Where does this money need to go?
Think through true expenses
Age of money: try to get it up to 30 days
Are there things I’m saving for?